Trade Republic expands its Crypto Offering with a new Wallet - enabling customers to transfer, pay, and stake crypto with a regulated bank.

With the new Crypto Wallet, customers can send and receive around 50 cryptos to and from external wallets.

Customers can stake their crypto directly with Trade Republic and receive network rewards independent of market developments.

Integrated with the Trade Republic Card, the Crypto Wallet brings crypto into everyday life: customers can pay with their crypto and receive 2% Crypto Saveback on every transaction.

The Crypto Wallet marks the third asset class in Trade Republic’s offering, completing the company’s strategic evolution from brokerage to a wealth management platform.

Trade Republic, Europe’s largest savings platform, completes its evolution into a full wealth manager with the launch of its new Crypto Wallet. Customers can now send and receive around 50 cryptos, stake assets like Solana and Ethereum for network rewards, and pay with crypto using the Trade Republic Card to earn 2% Crypto Saveback. With its extended offering, Trade Republic is among the first fully regulated European banks providing full crypto functionality. The launch marks the third new asset class in Trade Republic’s offering, following Private Markets and Fixed Income.

“Crypto is the first asset class where not the banks, but the people are leading the trend,” says Christian Hecker, Co-Founder of Trade Republic. “Heavily debated for years, it’s now an established part of the financial system. Pension funds have started to invest in Bitcoin and Ethereum and companies like Tesla hold portions of their assets in crypto. Our new crypto wallet allows everyone to transfer, stake, and pay with cryptos, all within the safety of a regulated bank.”

With the new Crypto Wallet, customers can hold, buy, sell, and transfer cryptocurrencies between wallets. It gives Trade Republic’s more than 10 million customers across Europe an easy and secure way to use crypto within a regulated bank environment.

For blockchains like Ethereum or Solana, transactions are verified through staking. Trade Republic customers can now take part by locking up their cryptos to help secure the network and earn regular rewards. Rewards are paid out automatically and shown in real time. While staked, cryptos remain committed to the network and cannot be sold.

The new wallet also integrates crypto as a payment method. With the Trade Republic Card, customers can pay directly from their crypto balance and earn 2% Crypto Saveback on every purchase — automatically reinvested into a running Savingsplan, up to a monthly spend of €1,500. Paying with crypto is considered a sale and may have tax implications.

Trade Republic is fully regulated for its crypto services and is among the first banks in Europe authorised under the Markets in Crypto-Assets Regulation (MiCAR) — the new EU framework for digital assets. All cryptos are securely held in cold wallets by BitGo Europe GmbH. The launch of the Crypto Wallet marks a major step in Trade Republic’s strategy to expand its wealth management platform.